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Nevertheless, you are entitled to your "earned" annuity, if it is bigger than this amount. After the very first 12 months 40% of your high-3 typical wage minus 60% of your Social Security advantage for any month in which you are entitled to Social Security disability advantages. However, you are entitled to your "earned" annuity, if it is larger than this quantity.

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If your actual service, plus the credit for time as an impairment annuitant equates to less than twenty years: 1 percent of your high-3 typical salary for each year of service If your real service, plus the credit for time as an impairment annuitant equals 20 or more years: 1. 1 percent of your high-3 average income for each year of service Total Service utilized in the calculation will be increased by the quantity of time you have received a disability annuity.

Decreases in Disability Annuity Survivor Advantages If you are married, your benefit will be lowered for a survivor benefit, unless your partner granted your election of less than a complete survivor annuity. If  Find Out More Here  of the survivor benefit(s) you choose equals 50% of your advantage, your annuity is decreased by 10%.

Your High-Three Estimate in our FERS Calculator - Retirement Benefits  InstituteRetirement Benefits Institute

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Unpaid Service if "made" annuity paid If you have a CSRS element in your annuity, the CSRS part of your advantage will be decreased by 10% of any deposit owed for CSRS non-deduction service performed prior to October 1, 1982, unless the deposit was paid prior to retirement. Cost of Living Changes Your annuity will be increased for cost-of-living modifications, if: You are over age 62; or You retired under the unique arrangement for air traffic controllers, law enforcement workers, or firemens; or You retired on special needs, other than when you are receiving a disability annuity based on 60% of your high-3 average salary.

FERS retirees under age 62 who do not fall under among the classifications above, are not eligible for cost-of-living boosts till they reach age 62. If you've been getting retirement benefits for less than 1 year and are qualified for a cost-of-living adjustment, you'll get a portion of the cost-of-living increase.